What does your business get from PF and ESI?
PF is a must with 20 or more staff, and ESI with 10 or more. They can also help you keep good staff. Pay on time, and you avoid late-payment costs.
Rules checked on 27 September 2026
Staff who stay longer
PF gives your staff savings and a pension. ESI gives them medical care and cash help. Staff who feel safe may be more likely to stay. That can save you the cost of finding and training new people.
Avoid late-payment costs
Pay late, and you owe interest and may also owe damages (a fine). Read What paying PF late costs and What paying ESI late costs. Pay by the 15th of the next month, and you avoid interest and damages for late payment.
Want PF and ESI taken care of? Call us. We register your business and file every month.
- 25+ years in practice
- Founder worked 35 years at EPFO
- 100+ clients
- 3,500+ employees covered
What it costs you
Your main shares are 12% of PF wages for PF, and 3.25% of ESI wages for ESI. Example: on PF wages of ₹20,000, your PF share is ₹2,400 a month. Check your amounts with our free calculators. These are the main shares. Call us to check your full cost.
When staff don't want to join
Some staff want more take-home pay and ask to skip PF or ESI. If they are covered, joining is a must. You can't leave them out, and they can't say no. It helps to show them what they get. Share these two pages with them: What do you get from PF? and What do you get from ESI?
More help with PF and ESI
Our services:
We help businesses in Mangalore and Bangalore. See PF and ESI for your industry.
Want PF and ESI done right? Call us. We file them on time, every month.
We never miss a PF or ESI due date.