ESI Contribution Calculator
Enter gross wages and see the exact employee/employer ESI contribution split.
How the ESI Split Works
Total ESI contribution is 4% of gross wages - 3.25% from the employer and 0.75% from the employee. It applies only if gross wages are ≤ ₹21,000/month (≤ ₹25,000 for a person with disability).
Low-wage exemption
If the employee's average daily wage is ₹176 or less, their own 0.75% share is exempted - the employer must still pay the 3.25% share.
This is an illustrative estimate. Actual figures may differ slightly due to per-employee rounding conventions ESIC applies.
For payroll set up correctly the first time, talk to Medu Consultancy.
Related tools and reading
- Not sure if you're even covered? Check the ESI Eligibility Checker →
- Need ongoing help with registration and filings? See our ESI consultancy service.
- Already behind on payments? Use the ESI Penalty Calculator.
- Read more: Why ESI registration benefits small and medium businesses.
Frequently Asked Questions
No ESI contribution applies - the employee is not covered at that wage level. The ceiling is ₹21,000/month gross wages, or ₹25,000 for a person with disability. If wages crossed the ceiling partway through a contribution period, coverage continues until the end of that period.
Basic pay, dearness allowance, HRA, overtime, and most other allowances. Reimbursements billed separately (like travel bills) are usually excluded.
If an employee's average daily wage is ₹176 or less, their own 0.75% contribution is exempted. The employer must still pay their 3.25% share.
4% of gross wages in total - 3.25% from the employer and 0.75% from the employee - as long as gross wages are at or below the applicable ceiling.
